Terms, Conditions and Privacy Policy
Acceptance
By using any Frontier Financial Inc. (“Frontier”) related software, or by using or visiting the Frontier website, you agree to this Terms, Conditions and Privacy Policy (the “Terms of Use”), including any changes to them. We will post any changes on the website. Please look at all changes and updates. If you do not agree to any of these terms, do not use the Frontier website or related software. These Terms of Use apply to all users and all use of this website is subject to the Terms of Use.
Access
Frontier hereby grants you permission to use the Frontier website in accordance with these Terms of Use, provided that:
(i) your use of the website is solely for your personal use;
(ii) you will not copy or distribute any part of the website in any medium or manner inconsistent with these Terms of Use without Frontier’s prior written consent, which may be withheld for any reason;
(iii) you will not alter or modify any part of the website other than as may be reasonably necessary to use the website for its intended purpose; and
(iv) you will otherwise comply with these Terms of Use.
Frontier reserves the right to discontinue any aspect of the Frontier website at any time.
Limitations and Disclaimer
Frontier is not responsible for and will not be liable to you or anyone else for any damages however caused (including direct, indirect, incidental, special, consequential, exemplary and punitive damages) arising out of or in connection with your use of this website, directly or indirectly, through a hyperlinked site; the use of any other website linked to the Frontier website by hyperlink or otherwise any action or decision made by you or anyone else in reliance on this website; or any errors in or omissions from the information provided on this website; or resulting from any harmful programming code that could install itself on the website or be transmitted via the website, even if Frontier, its directors, officers, employees or agents were aware or should have been aware that such loss or damage could occur.
Frontier takes reasonable care to ensure that the information provided on this website is reliable but cannot guarantee or warrant that it is accurate, complete or current at all times.
The information and materials on the Frontier website are provided for information purposes only and should not be construed or relied upon as investment, financial, legal, accounting, tax or other advice. You alone assume the sole responsibility for evaluating the merits of any potential investment in any securities, including ensuring that you have reviewed all the pertinent information and legislation. You should obtain your own professional advice and independently verify any information you intend to rely upon in making an investment decision.
Frontier does not provide personalized recommendations on investment or trading strategies; any strategy should be evaluated by you to determine whether it suits your objectives, risk tolerance and individual circumstances. In exchange for using this website, you agree not to hold Frontier liable for any errors or omissions in the information or for any loss or damage suffered.
You acknowledge that a security’s or firm’s past performance is not a guarantee or indicator of future investment performance.
Frontier provides the information on this website on an "as is" basis without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title or non-infringement.
Frontier does not endorse, warranty or encourage the downloading or any content, files, graphics or other data in digital or other format from this website. Any and all downloading is at your own risk and you assume the risk of computer viruses or other malicious programs encountered or downloaded onto your systems without limitation of any kind.
Links
Any links to or from this website to other websites are for convenience only. Frontier does not review or control, and is not responsible for, any websites linked to or from this website, the content of those websites, the privacy practices of those websites, the third parties named therein or their products and services. Linking to any other website is at your sole risk and Frontier will not be responsible or liable for any damages in connection with such linking. No endorsement is to be implied from a link on this website to any other website. By using the website, you expressly discharge Frontier from any and all liability arising from your use of any third-party website.
Copyright
Materials on this website were produced, compiled, or both, by Frontier and are covered by the provisions of the Copyright Act and by Canadian laws, policies, regulations and international agreements.
Information, documents and images on this website were produced, compiled, or both, by Frontier. For permission to reproduce content, you must contact Frontier and specify the pages you wish to reproduce and for what purpose. Unless otherwise specified in writing by Frontier or the applicable third party copyright owner, you may not copy, redistribute, reproduce, republish, store in any medium, re-transmit, modify, exploit or make public or commercial use of, in any form, the Frontier website or any part thereof. Frontier reserves all rights not expressly granted in these Terms of Use.
Privacy Statement
Frontier makes every reasonable effort to protect the security of your personal information. We use our best efforts to protect your information from misuse, unauthorized access and disclosure.
We do not provide personal information to unrelated third parties for any reason except as required by law. Any personal information collected is used and shared only for the purpose for which it was collected or for a consistent purpose. Further, information is kept only for the length of time necessary to fulfill the purpose for which it was collected or as required by applicable legislation.
Please be aware there is some risk involved in transmitting information over the Internet regardless of Frontier’s efforts. Due to the inherent nature of the Internet, data cannot be warranted as secure. Frontier disclaims any and all implied warranties of data security and does not represent that personal information will not be intercepted, collected and misused by others without consent.
Frontier uses "cookies" (small text files that are transferred to your computer's hard drive through your web browser, if you allow) that enable the website to recognize your browser and capture and remember certain information. Frontier collects information about and tracks website use, which may include sharing, in an anonymous form, the information generated by the cookie about your use of the website (including IP address). This information is then used to evaluate visitors' use of the website and to compile statistical reports on website activity, which gives Frontier the opportunity to identify problems and improve service.
If you refuse to allow cookies, you may experience reduced website functionality. By not refusing the use of cookies through an Internet browser and by using this website, you consent to the use of cookies and the processing of aggregated data from those cookies as set out in this policy.
This privacy statement applies only to Frontier and to components of its website. Frontier is not responsible for the privacy practices of other sites linked to from our website. You are encouraged to read the privacy statements on those sites.
Warranty and Indemnity
You agree that your use of the website is at your sole risk. Frontier makes no warranty concerning bugs, viruses, Trojan horses or similar problems which may be transmitted to or through the website by any third party, or concerning damage of any kind incurred resulting from use of the website. Frontier does not endorse and is not responsible for any product or service advertised or offered by a third party through the website or any hyper-linked website. In no event shall Frontier, its officers, directors, employees or agents be liable to you for any direct, indirect, incidental, special, punitive or consequential damages resulting from any claim, injury or damage incurred by you from your use of the website, its content, or Frontier software.
You agree to defend, indemnify and hold harmless Frontier, its officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to legal fees) arising from any claims in relation to your use of the website. This defence and indemnification obligation will survive these Terms of Use and your use of the website.
Applicable Law and General Provisions
The Frontier website (excluding linked sites) is controlled by Frontier from within Alberta. By accessing the Frontier website, you agree that the statutes and laws of Alberta shall apply to all matters relating to, arising from or incurred by use of this website, and that Alberta courts shall have exclusive jurisdiction. You agree that any cause of action in relation to the website must be commenced within one (1) year after the cause of action arises, or such cause of action is permanently barred.
The information contained on this Web site must not be considered as offers or solicitations to buy or sell any product, service or information to any person in any jurisdiction (other than Alberta) where offers or solicitation are prohibited by law or to any person to whom it is prohibited to make an offer or solicit.
Frontier is not registered under the laws of the United States of America, and as such Frontier’s services are not offered within the United States of America.
If you choose to use this website outside Canada, you are solely responsible for complying with all relevant local, national and international laws. You may not use, export or re-export any information contained on this Web site, or copy any parts in violation of all relevant laws and regulations, including the laws and regulations relating to exporting from Canada.
You confirm that you are either at least 18 years of age, or possess legal parental or guardian consent, and are fully able to enter into the terms, conditions, obligations, representations, and warranties described in these Terms of Use, and to abide by and comply with them.
If a court of competent jurisdiction determines that any provision of these Terms of Use is invalid or unenforceable, Frontier and you agree that the court should endeavor to, as much as possible, give effect to the intention behind the provision and such determination shall not affect the validity or enforceability of the remaining provisions of these Terms of Use.
No failure or delay on the part of Frontier in exercising any right or privilege under these Terms of Use shall operate as a waiver of such right or privilege.
Modifications
Frontier reserves the right to amend or replace these Terms of Use at any time and in its sole discretion by posting same on its website. Following any such amendment or replacement, your use of the website shall constitute your acceptance of the new terms.
Acceptance
By using any Frontier Financial Inc. (“Frontier”) related software, or by using or visiting the Frontier website, you agree to this Terms, Conditions and Privacy Policy (the “Terms of Use”), including any changes to them. We will post any changes on the website. Please look at all changes and updates. If you do not agree to any of these terms, do not use the Frontier website or related software. These Terms of Use apply to all users and all use of this website is subject to the Terms of Use.
Access
Frontier hereby grants you permission to use the Frontier website in accordance with these Terms of Use, provided that:
(i) your use of the website is solely for your personal use;
(ii) you will not copy or distribute any part of the website in any medium or manner inconsistent with these Terms of Use without Frontier’s prior written consent, which may be withheld for any reason;
(iii) you will not alter or modify any part of the website other than as may be reasonably necessary to use the website for its intended purpose; and
(iv) you will otherwise comply with these Terms of Use.
Frontier reserves the right to discontinue any aspect of the Frontier website at any time.
Limitations and Disclaimer
Frontier is not responsible for and will not be liable to you or anyone else for any damages however caused (including direct, indirect, incidental, special, consequential, exemplary and punitive damages) arising out of or in connection with your use of this website, directly or indirectly, through a hyperlinked site; the use of any other website linked to the Frontier website by hyperlink or otherwise any action or decision made by you or anyone else in reliance on this website; or any errors in or omissions from the information provided on this website; or resulting from any harmful programming code that could install itself on the website or be transmitted via the website, even if Frontier, its directors, officers, employees or agents were aware or should have been aware that such loss or damage could occur.
Frontier takes reasonable care to ensure that the information provided on this website is reliable but cannot guarantee or warrant that it is accurate, complete or current at all times.
The information and materials on the Frontier website are provided for information purposes only and should not be construed or relied upon as investment, financial, legal, accounting, tax or other advice. You alone assume the sole responsibility for evaluating the merits of any potential investment in any securities, including ensuring that you have reviewed all the pertinent information and legislation. You should obtain your own professional advice and independently verify any information you intend to rely upon in making an investment decision.
Frontier does not provide personalized recommendations on investment or trading strategies; any strategy should be evaluated by you to determine whether it suits your objectives, risk tolerance and individual circumstances. In exchange for using this website, you agree not to hold Frontier liable for any errors or omissions in the information or for any loss or damage suffered.
You acknowledge that a security’s or firm’s past performance is not a guarantee or indicator of future investment performance.
Frontier provides the information on this website on an "as is" basis without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title or non-infringement.
Frontier does not endorse, warranty or encourage the downloading or any content, files, graphics or other data in digital or other format from this website. Any and all downloading is at your own risk and you assume the risk of computer viruses or other malicious programs encountered or downloaded onto your systems without limitation of any kind.
Links
Any links to or from this website to other websites are for convenience only. Frontier does not review or control, and is not responsible for, any websites linked to or from this website, the content of those websites, the privacy practices of those websites, the third parties named therein or their products and services. Linking to any other website is at your sole risk and Frontier will not be responsible or liable for any damages in connection with such linking. No endorsement is to be implied from a link on this website to any other website. By using the website, you expressly discharge Frontier from any and all liability arising from your use of any third-party website.
Copyright
Materials on this website were produced, compiled, or both, by Frontier and are covered by the provisions of the Copyright Act and by Canadian laws, policies, regulations and international agreements.
Information, documents and images on this website were produced, compiled, or both, by Frontier. For permission to reproduce content, you must contact Frontier and specify the pages you wish to reproduce and for what purpose. Unless otherwise specified in writing by Frontier or the applicable third party copyright owner, you may not copy, redistribute, reproduce, republish, store in any medium, re-transmit, modify, exploit or make public or commercial use of, in any form, the Frontier website or any part thereof. Frontier reserves all rights not expressly granted in these Terms of Use.
Privacy Statement
Frontier makes every reasonable effort to protect the security of your personal information. We use our best efforts to protect your information from misuse, unauthorized access and disclosure.
We do not provide personal information to unrelated third parties for any reason except as required by law. Any personal information collected is used and shared only for the purpose for which it was collected or for a consistent purpose. Further, information is kept only for the length of time necessary to fulfill the purpose for which it was collected or as required by applicable legislation.
Please be aware there is some risk involved in transmitting information over the Internet regardless of Frontier’s efforts. Due to the inherent nature of the Internet, data cannot be warranted as secure. Frontier disclaims any and all implied warranties of data security and does not represent that personal information will not be intercepted, collected and misused by others without consent.
Frontier uses "cookies" (small text files that are transferred to your computer's hard drive through your web browser, if you allow) that enable the website to recognize your browser and capture and remember certain information. Frontier collects information about and tracks website use, which may include sharing, in an anonymous form, the information generated by the cookie about your use of the website (including IP address). This information is then used to evaluate visitors' use of the website and to compile statistical reports on website activity, which gives Frontier the opportunity to identify problems and improve service.
If you refuse to allow cookies, you may experience reduced website functionality. By not refusing the use of cookies through an Internet browser and by using this website, you consent to the use of cookies and the processing of aggregated data from those cookies as set out in this policy.
This privacy statement applies only to Frontier and to components of its website. Frontier is not responsible for the privacy practices of other sites linked to from our website. You are encouraged to read the privacy statements on those sites.
Warranty and Indemnity
You agree that your use of the website is at your sole risk. Frontier makes no warranty concerning bugs, viruses, Trojan horses or similar problems which may be transmitted to or through the website by any third party, or concerning damage of any kind incurred resulting from use of the website. Frontier does not endorse and is not responsible for any product or service advertised or offered by a third party through the website or any hyper-linked website. In no event shall Frontier, its officers, directors, employees or agents be liable to you for any direct, indirect, incidental, special, punitive or consequential damages resulting from any claim, injury or damage incurred by you from your use of the website, its content, or Frontier software.
You agree to defend, indemnify and hold harmless Frontier, its officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to legal fees) arising from any claims in relation to your use of the website. This defence and indemnification obligation will survive these Terms of Use and your use of the website.
Applicable Law and General Provisions
The Frontier website (excluding linked sites) is controlled by Frontier from within Alberta. By accessing the Frontier website, you agree that the statutes and laws of Alberta shall apply to all matters relating to, arising from or incurred by use of this website, and that Alberta courts shall have exclusive jurisdiction. You agree that any cause of action in relation to the website must be commenced within one (1) year after the cause of action arises, or such cause of action is permanently barred.
The information contained on this Web site must not be considered as offers or solicitations to buy or sell any product, service or information to any person in any jurisdiction (other than Alberta) where offers or solicitation are prohibited by law or to any person to whom it is prohibited to make an offer or solicit.
Frontier is not registered under the laws of the United States of America, and as such Frontier’s services are not offered within the United States of America.
If you choose to use this website outside Canada, you are solely responsible for complying with all relevant local, national and international laws. You may not use, export or re-export any information contained on this Web site, or copy any parts in violation of all relevant laws and regulations, including the laws and regulations relating to exporting from Canada.
You confirm that you are either at least 18 years of age, or possess legal parental or guardian consent, and are fully able to enter into the terms, conditions, obligations, representations, and warranties described in these Terms of Use, and to abide by and comply with them.
If a court of competent jurisdiction determines that any provision of these Terms of Use is invalid or unenforceable, Frontier and you agree that the court should endeavor to, as much as possible, give effect to the intention behind the provision and such determination shall not affect the validity or enforceability of the remaining provisions of these Terms of Use.
No failure or delay on the part of Frontier in exercising any right or privilege under these Terms of Use shall operate as a waiver of such right or privilege.
Modifications
Frontier reserves the right to amend or replace these Terms of Use at any time and in its sole discretion by posting same on its website. Following any such amendment or replacement, your use of the website shall constitute your acceptance of the new terms.